I am new to the board, and have read a number of posts over the past few days to familiarize myself the general goings on here at bimmer.org. Right now I mulling over the differences between the 323 and 328, and was wondering how much of a difference there is in "usable" horsepower. I live in Indianapolis, and do most of my driving in the city--rarely exceeding 40 mph in day-to-day driving. What I pay for the car isn't the primary issue--but getting my money's worth is--and if a 323 would suit me as well given my driving patterns, then I may as well save the few thousand dollars. For those of you who drive under similar conditions and are familiar with both models, would you be able to offer any subjective comments? Also, is the gearing the same for the respective coupes? Finally, are there any recommendations for pleasant and straightforward dealers withing a hundred miles or so of Indy?