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Re: State Farm Insurance stuff..(long) (archive)

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Posted by ex state farm customer on October 07, 1999 at 15:49:40:

In Reply to: Re: State Farm Insurance stuff..(long) posted by Michael Dulas on October 07, 1999 at 15:44:06:

state farm tried to force me to use non oem parts
but the bodyshop I used force them to replace everything with oem parts.
I am dropping state farm as soon as my current insurance expires.

: My *impression* was that the law suits only had to deal with accidents that were repaired at the insurance companie's recommended body shop. For example, when someone rear-ended my brand new E46 (can you tell I am not bitter?) the insurance company, Allstate in this case) recommended a body shop. You ALWAYS have a choice in which body shop you use. So I used a BMW approved body shop. Everything got payed for and everything was BMW-standard parts.

: With regards to State Farm refusing to pay for such parts, I would sue them big time, no where in a policy that I have seen does it require you to use a specific type of part or use what they want. Just my $.02 How much cheaper is State Farm in SF? I wouldn't take the chance if the price difference is not that big. I don't think it's wise to have non-BMW parts on a BMW.

: -Mike

: : Hi All,

: : as you know (or may not know) State Farm has been getting a lot of attention lately (at least in the SF Bay Area) for their insurance repair policies forcing people to use sub-OEM standard parts, rebuilt parts, etc to repair damaged car. (refused to let customers use OEM or OEM-standard parts if some substitutes were available, or somesuch)

: : Their justification is "we haven't had any complaints by the customer"... but wondered if those with sub-standard parts installed actually knew about that or not...

: : Anyway, my question is, those out there with State Farm for their car insurance, and had their bimmer serviced using their insurance have any comments? I may have to change my insurance policy to State Farm, and was curious how the bimmer community regards this recent turn of events... I'm not sure if I want to insure my "sailing in Atlantic" E46 with a company that may replace my car parts with something other than BMW-original parts (in an event of unfortunate crashes/vandalisms... yet to happen here, but hey, that's what insurances are for, right?)

: : --Skip

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