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Re: an interesting plan....but... (m) (archive)
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Posted by Larry in TN on November 27, 2000 at 19:28:28:

In Reply to: an interesting plan....but... (m) posted by Brian on November 27, 2000 at 18:44:48:

This is appealing...except that your plan would require him to drive cars that he does not really want (the 6k car, the 13k car, the 26k car).

Yes, well patience is one virtue of maturity--the ability to delay gratification for a greater reward. Put up with a little less for a few years and live with better cars for less money for the rest of your life.


I'd rather just buy the car now, and accelerate payments so that I have it paid off before then.

If you can accellerate the payments then you can accellerate the monthly savings, too, and do it in less than the 5½ years in my example. The point is that in about the time of a typical new car loan you've dug yourself out of the car payment hole. From them on out you're ahead of the game driving better cars, for less money, forever!



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