On other point--the 528 was ranked by a major
consumer magazine as the best car for retaining it's value 5 years after purchase, so you'll lose less in depreciation compared to the 7.

Hard choice, but if money is a big concern, the 528 will be less hassle and less expensive. You'll also be able to get a later model with more warranty remaining...maybe you shouldn't ever drive a 7 or 540 so you won't know what you're missing.

I bought a 96 740IL a little over a year ago and have replaced the auxiliary cooling fan ($400 plus) and am facing the radiatior, catalytic converters, etc., in the near future if I keep it. It's great though. Good luck with your decision.
Bob J
96 IL

Have been driving a 95 540 6 speed (yes, still have original engine) since 1997--and ready for a change---this car has eaten me up on repairs----otherwise it is a super automobile----but am ready for a change----looking to spend in the area of $35K---my shop tells me to get a 528--but am intrigued with a 7 series---to get something different than the 5 er------Any advice would be appreciated----I don't want to repeat my 540 experience and therefore am gun shy on a 740-----Tks Dave S