I TOTALLY agree! whats with that BS! I know at the body shop across my street there has been a 99 or 00 740iL 3 (!!!) Times in the first 4 months the woman owned it!!!!! I think the 3rd time she killed it for good... :o(. Excuse me for being sexist but that just proves it! Why do I get screwed w/ higher insurance! And Doctors I could understand the older doctor driven cars, but if I was a young doc. that made some good $$$ I'd be droppin' the clutch just about everywhere, and speedin' or racin' people! I would be able to afford the parts!!!! so why not do it!