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My wife and I are considering the Saab 9-3 Convertible (about $41K), the Volvo C70 Convertible (about $43K), and the BMW 323Ci Convertible (about $40K) - We live in Minnesota and would value any input regarding how the BMW 3 series handle winter driving. We would appreciate ANY objective input as the Volvo and Saab are front-wheel drive and generally regarded as extremely safe cars while the BMW is rear-wheel and not as highly regarded for their safety. I look forward to commentary.