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Simple - just pay what the dealer offers in trade (archive)

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Posted by bart on April 23, 2001 at 22:55:39:

In Reply to: Re: 'Book values' don't mean anything,anywhere.... posted by Darren M on April 23, 2001 at 18:41:30:

Thats all part of the car insurance scam Derin! Even the crappiest abused M3`s in the autotrader arent that low in price (3600 cheapest ive seen)

Ive mentioned the accident I had before. Someone hit my wing. I paid 500ukpounds insurance excess myself so that I could get the work done. Renewel date came up and my insurance company put my insurance premium up by 700 UKPOUNDS!!!!! What is so stuuuupid is that I paid 500UKpounds towards the repairs and total repairs were 750ukpounds. So if this accident was my fault my insurance company would of only paid 250ukpounds towards the repairs(because I would lose the 500 excess) yet they would put my insurance up by 700ukpounds in the first year!!!! And it takes years to get the NCB back again.

Anyway, its all sorted out and my premium has been lowered after I was not held liable,but I am phoning the other persons insurance company every day to get the fu**ers to pay my excess back!!!!

Darren M


....I live in the UK and it's the same here.
When I got my car and was looking for insurance I had some 'pimply' youngster on the end of the line at one point trying to tell me that my car was only worth 2500 according to the 'book'(that's less than $4000)...would you expect to pay $4000 for this?

Values you get by asking people here are much more valid....these are people who know what they are talking about.
You really cannot go off of the blue book values for these cars. Kelley rated my 88 w/ 110k miles at around $9750 or so...I then entered my 87 w/ 38k miles and it really didnt change. A car w/ 55k miles on it that is in good shape and hasn't been hit is worth more than 10-12k in the market. What you see people asking is a better indication than the blue bookI would pay 15k for a car in that condition if it checks out OK. You should try to get a family discount:)Good luck

Charley






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