In Reply to: Total loss threshold- salvage title posted by Mark Williams on August 28, 2001 at 20:16:34:
An insurance compaby will total a car when the cost to repair the vehicle exceeds 70-80% of the value of the vehicle...
The owner still has the right to choose repair of the car; the insurance company obligation stops at the fair market value (or insured value in the case of some special interest autos). Special interest and other extremely rare cars are often repaired from what would normally be a 'total loss' situation. In these cases State law would evidently apply regarding whether a designation of 'salvage' would have to be added to the title.