In Reply to: Re: UK trackday insurance posted by John W on January 16, 2002 at 06:52:34:
I wonder if you are on dodgy ground here? I would get Adrian Flux to send you a written guarantee that you are covered for trackdays. You see, I spoke to them the other day for a quote and they said I wouldn't be covered for trackdays, whether or not on the "pleasure" bit.
I am with Adrian Flux and have track day cover. Because I knew I wanted the cover I didn't ask what it would be without. The trouble is that unless you are comparing the same locations, driving record etc. it is fairly difficult to do a comparison. I was told by Adrian Flux that any policy should cover you for track days as it is considered to be the "pleasure" bit of "Social, Domestic and Pleasure". Anyone with an insight into law care to comment on this.
I'm presently with Privilege Insurance, and my policy is due for renewal. They give trackday insurance at no extra cost. Does anyone have an insurer that does the same, so I can get a quote from them? The alternative is to pay £80 to £105 per trackday for specific cover for my 1990 E30 M3, from a company called Competition Car Insurance. This would allow me to get a cheaper quote for insurance for everyday driving, but if I do 6 or more trackdays, it would be cheaper to stick with Privilege.