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Re: UK trackday insurance (archive)

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Posted by David 87M3 on January 16, 2002 at 11:21:18:

In Reply to: Re: UK trackday insurance posted by Roops on January 16, 2002 at 05:23:18:

If you read the small print on a polocy there are exclusions usually rallies trackdays and speed testing. I think thease are not part of the Pleasure section.
If an company can avoid paying out they will, if you were to challange the small print in a court it would cost a fortune and probably drag on for months.
If you want track cover get it don't rely on being covered because some sone said "pleasure will cover track days". I bet if you needed to claim you would not be able to proove that someone gave you the info that you were covered.

try getting a "classic car polocy" assuning your car is over 10 years old
some classic polocys provide track/rally cover as part of the polocy also an agreed value would be handy. The downside is that your M3 needs to be a second car, but thats a good excuse to buy a runaround smoker like i did!!!!

I am with Adrian Flux and have track day cover. Because I knew I wanted the cover I didn't ask what it would be without. The trouble is that unless you are comparing the same locations, driving record etc. it is fairly difficult to do a comparison. I was told by Adrian Flux that any policy should cover you for track days as it is considered to be the "pleasure" bit of "Social, Domestic and Pleasure". Anyone with an insight into law care to comment on this.


I'm presently with Privilege Insurance, and my policy is due for renewal. They give trackday insurance at no extra cost. Does anyone have an insurer that does the same, so I can get a quote from them? The alternative is to pay 80 to 105 per trackday for specific cover for my 1990 E30 M3, from a company called Competition Car Insurance. This would allow me to get a cheaper quote for insurance for everyday driving, but if I do 6 or more trackdays, it would be cheaper to stick with Privilege.

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