In Reply to: Re: UK trackday insurance posted by Roops on January 16, 2002 at 08:45:13:
That's the trouble with Insurance companies, most of them just look for extra reasons to shaft you for more cash. Trackdays more risky than driving on the road ? I think not. Most of them haven't got a clue about trackdays and just associate them with reckless morons in Novas doing handbrake turns in tesco's car park.
The BMWCC in the UK run schemes with Adrian Flux and often have flyers in the magazine for AON.
Having spoken to Privilege about this, it sounds as though they won't give out trackday cover automatically anymore. I don't know if you can pay extra and get cover for unlimited trackdays. I suspect you can't, because their rep reckoned they thought the trackday game was too risky. I'm still going to keep ringing around for a better deal.......they want nearly 2 grand off me.
Have you any idea how much Priv. charge for adding it to a policy. Actually my insurance is up for renewl in a few months so will find out then if u dont know.
At the moment I`m doing the odd trackday without cover. I`m just thinking, if I break it I`ll have to fix it myself. Not good if I were to write it off though.
Each person is liable for their own car only, so at elast if I rear end a ferrari I`ll only have to fix up my own damage:)
I tried Adrian Flux, and they were cheaper, but didn't include trackday cover. The reason I get free trackday cover from Privilege is because I joined them before August 2000. Anyone joining after that wouldn't get trackday cover for free. If I left them and then went back to them, I wouldn't get it free again.
another one is Adrian flux.
I`m with Privilege but I dont think I have trackday cover, probably because I didnt ask for it at the time 8-)
I'm presently with Privilege Insurance, and my policy is due for renewal. They give trackday insurance at no extra cost. Does anyone have an insurer that does the same, so I can get a quote from them? The alternative is to pay £80 to £105 per trackday for specific cover for my 1990 E30 M3, from a company called Competition Car Insurance. This would allow me to get a cheaper quote for insurance for everyday driving, but if I do 6 or more trackdays, it would be cheaper to stick with Privilege.