go to a attorney !! (archive)

first of all let me tell you something and don't take it personly :
why on the earth would you buy a car for 4,000USD more then a selling price ? I don't care about false advertising, etc. just walk away simply !
When you don't and you are willing to pay the 4,000USD higher price then they are already know you are a complete idiot so they bum you with 17.6% APR. On top of it, you do that so they are trying to hit you with a 21% APR ! she's credit not so good , etc. any financing over 13% is a cheating ! you should go to your bank and have them finance it. Anyway I'd take a car back and run home as long as I can. I'd forget those guys and I mean forever !
a '97 Civic Ex w/40k miles for 13k plus 17.6APR isn't a bad deal for you ? then what is ?
I really feel sorry for you and for your girlfriend ! Take a deep breath and take a car back and walk away from a used car dealer lots ! Go and find a nice cheap new car and get it financed with a dealer. I mean big fancy dealership ! They will charge full price (MSRP) for you but not more then that ! (if they try also walk away no car worth more then a MSRP!) don't buy any delaer installed item for 3times more money then it cost, etc...
but before go to www.edmunds.com and www.kbb.com and read about buying a used car, having it financed, etc. learn about the business before you shell out cash or sign a paper ! I'm a foreign person who had absolutely no idea of these things when I came to USA 5 years ago, but never ever made a mistake like you did.
I did the stupid but safe way - bought a car I can afford in cash. Had it financed with a bank later (just to build a credit...) and later I had a full financed car always from my Bank. They trust you more then anybody else. Also if you keep money in the bank and take a loan insuring the loan with that amount it is the safest as possible for the bank. Why is it good for you ? build a credit line.
Buy a car for 8-9k USD and if the "stealer" tells you it is a mistake tell them yes it is, you wanted a lot cheaper then that ! Never take a car without a negotiating no matter how good the deal looks like ! Showing the invoice to you ? Come on, how hard it is to come up with a fake invoice with a computer ? also was it for this car not an another '97 Civic ? or was it back in 1997 or 98 ? get out of that car as soon as you can and run !!! I'd also talk to an attorney but since you signed all those papers nothing can be done.
if you need any help just let me know !

Follow Ups:

Lez is right! get out of that car and run !!! Wloi 10:43 9/29/2000 (0)
Re: go to a attorney !! Stephen Fivash 01:04 9/29/2000 (0)

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