You were in the right lane at 3am when someone going 100 MPH in the left lane in a car engineered for high speeds lost control and hit you? Even if this DID occur, the overall chances of it happening, factoring in the damage that it did, compared to the much more likely occurance of a blowout doing 65 during normal traffic hours and the higher amount of damage that would do are much, your instance is statistically insignifigant. It's bad luck, plain and simple.