similar profile to his, and I definitely attribute things to hard work with some good fortune and timing thrown in. I bought a 911 at the tender age of 25 and using strict bachelor criteria ( will I starve or go homeless if I spend this money ), I went ahead with the purchase. Now, many years later, I've adopted a more conservative approach, but I haven't lost my auto appreciation, hence my choice of family sedan - M5. If financials are important to you, I suggest you map out a way to achieve your desired results - if you're in the wrong career, make a change. Good Luck !