Some decisions in life are tougher, but this one was definitely tough. Thanks for all of the responses I got. I followed my female instincts... The decision was... 3.0i, climate, premium, in dash CD, automatic... sand leather interior with light poplar trim... and Alpine White. I kept my eye out for an X5 all weekend, any color. Never saw one on the road (went to 3 dealerships though). As soon as I signed the papers and got up the road a mile or two... here comes a white one. Hey, perhaps it was a sign. I felt good about my $2050 discount off of MSRP. Bring on the payments.