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Not that I am and disagreeable guy but..... (archive)
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Posted by Big Daddy on October 29, 2000 at 20:43:54:

In Reply to: flying object is not a hit and run posted by Shark on October 29, 2000 at 20:21:39:

If something falls off your vehicle and strikes another vehicle, you are responsible. Unlike kicking a rock up from the pavement, which is considered road hazard, for which you have no control. I payed for many a vehicles damage, do to my insured losing items from their vehicles. From beds, to a wheel, (axle broke off and went into oncoming lane), and even a chicken coop. Don't ask it wasn't pretty. If the item bounced up and hit the vehicle, it will be a comp loss, but you can bet your last dollar that the A party's insurance WILL subrogate against the B party, to get their money back.

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