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Re: Your advice is good since IAL... (archive)
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Posted by Marc on October 30, 2000 at 15:46:53:

In Reply to: Your advice is good since IAL... posted by SL on October 30, 2000 at 14:34:21:

The decision to pursue subrogation depends on the insurer's attitude towards customer service, state laws, and if the insurer agreed to waive their client's deductible up front (meaning they absorbed all the damages on behalf of their client). Another factor is the conclusiveness of the investigation (e.g. is liability established and is a responsible party identified?).

Finally, the subrogation process can/should apply to the at-fault party OR their insurer - whichever applies. Put another way, if the guy is uninsured, the insurer can still pursue the individual for damages.

Marc

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