If you balloon the car you are effectively buying it in the eyes of the state. You pay sales tax upfront and that is it. There is no yearly property tax or anything else to pay. If you lease it you have to pay another tax which is equivalent to $500-600 a year. I can't remember what the tax is, but this is why no one outside of business' leases cars in Texas. Everyone balloons in TX. Ask the sales man to expain it to you and even have him punch up the numbers + the taxes you will have to pay doing both options. If he says he can't ask to talk to someone in accounting. If that doesn't work ask for the sales manager. I compared the two options when I bought mine and they were not even close. Good luck.
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