I dont' have the money so I try and help people in other way. I give them infos about their cars. If this person here really gives the milion bucks to Tom then he is a real super guy ! But I'd give him only 100k and give the other 900k to 9 other lucky guy. There are so many people on the world in a need of money and I belive 100k can make any ordinary people happy. Buy a house (put some money down) also lease a car, etc. get a life from 100k is oke, to be rich - no way , but that isn't always good. Being financially strong and have a good credit a happy healty life - that is something !